And Finally - The Funny Thing About Car Insurance

Car insurance is a very serious business of course, but quite often the reasons given for claiming and the descriptions of circumstances relating to an accident can give rise to the odd smile.

Here are a few gems from Norwich Union:

I started to slow down but the traffic was more stationary than I thought.

I pulled into a lay-by with smoke coming from under the bonnet.

The other car hit mine without giving warning of his intentions.

I realised the car was on fire so took my dog and smothered it with a blanket.

I started to turn and it was at this point I noticed a camel and an elephant tethered to the verge. This distraction caused me to lose concentration and hit a bollard.

I didn't think the speed limit applied after midnight.

The car in front hit a pedestrian but he got up so I hit him again.

I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.

I was thrown from the car as I left the road. I was later found in a ditch by some stray cows.

Windscreen broken. Cause unknown. Probably Voodoo.

A pedestrian hit me and went under my car.

An invisible car came out of nowhere, struck my car and vanished.

My car was legally parked as it backed into the other vehicle.

To avoid hitting the bumper of the car in front I struck the pedestrian.

I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.

I collided with a stationary truck coming the other way.

In an attempt to kill a fly, I drove into a telephone pole.

A truck backed through my windshield into my wife's face.