Changes to the UK Car Insurance Grouping System

20 Groups to Change to 50

Due to the increasing amount of makes, models and types of vehicles on Britain’s roads today, the Association of British Insurers (ABI) has announced a change to the way car insurance is calculated. t

Over the past 10 years, car insurance has been allotted to 20 groups dependant on the possible risks for each vehicle. The new car insurance classification system will split cars into 50 groups which will be determined by the amount of damage one car will make on another, should an accident occur, as well as the cost of repairs to a vehicle.

Presently, when inputting your details to compare car insurance online, you will be asked about information concerning your vehicle including car make and model, age of vehicle, and location of where the car is kept. With the new classifications, car insurance quotes will take into account many other attributes about your car including weight and size of the vehicle, top speed and whether components such as air conditioning and a catalytic converter are present.

With this information, car insurers can calculate the amount of damage a vehicle is likely to make on another vehicle should a collision occur.